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When you leave IRT the ingoing contribution will be refunded, less an exit fee. This fee is calculated on a daily basis at a rate of 5% p.a. of the ingoing contribution for a maximum of 7 years. If you stay for 7 years or longer, the refund will be 65% of the ingoing contribution.

When you leave IRT the ingoing contribution will be refunded, less an exit fee. This fee is calculated on a daily basis at a rate of 2.5% p.a. of the ingoing contribution for a maximum of 7 years. If you stay for 7 years or longer, the refund will be 82.5% of the ingoing contribution.

The full amount of this contribution will be refunded on departure from IRT.